About Us





Why Choose Us?

We are a state-licensed, direct lender providing online loans that give you access to the funds you need.

  • Apply in minutes.
  • No hidden fees.
  • Get money today
  • We provide online instant cash loans.
About Us

How it Works

We provide online instant cash loans with quick approval that suit your term

01

Apply in minutes

It’s easy to apply right from your phone, laptop or tablet – anywhere, anytime. And it only takes a couple minutes.

02

No hidden fees

There’s no application fee, no origination fee, no prepayment fee and no late fees.

03

Get money today

Accept your loan by 10:30am Central time (Monday - Friday excluding holidays) and you can get your funds on the same day.*

Important Disclosures

Pinnacle Credit is a Lender that operates under the state specific rules for the states that it services. We do not lend or arrange loans in all states. Please see What it Costs for the serviced states and applicable terms.

We are committed to the lending of responsible credit products to eligible applicants in need of emergency credit. Jora offers a simple, reliable way for customers to get a loan, and have the flexibility to repay it over a duration of time that makes sense for their lives and budget.

Get $500 to $4,000 as soon as today.*

About Us

Apply for a Loan for your startup, education or company

Apply Now

Important Disclosures


Pinnacle Credit's availability is not universal. It is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division. For any issues or complaints, you can reach out to our complaints manager via mail at P.O. Box 8407 Philadelphia, PA 19101, email at info@pinnaclecreditgov.us, or phone at 1-864-385-2216. Unresolved complaints can be directed through our website.

Please note, your payment history may be reported to credit bureaus. Late or non-payment may negatively affect your credit rating. Failure to repay according to the agreement terms may result in your account being placed with or sold to a third-party collection agency.

First-time customers can typically qualify for credit between $500 and $4,000, with APRs between 99% and 349%. For instance, in Missouri, a $2,000 installment loan would require 48 bi-weekly payments of $190.50, which includes $7,144.72 of interest and an APR of 245%. After 48 successful payments, the loan would be paid in full.

Loans/cash advances accepted before 10:30 a.m. Central time (Monday – Friday, excluding bank holidays) can be funded the same day.
Please be aware that this is a high-cost form of credit.